REQT Educational model
Live weighted
··· Today ··· YTD ··· 1-yr
blended across all 13 underlying ETFs, loading…
Canadian all-equity model portfolio

A factor-enhanced,
all-in-one ETF portfolio.

Four sleeves. Thirteen ETFs. One all-in-one, factor-enhanced ETF portfolio: a 50/50 blend of passive indexing and active factor investing, with a satellite in global innovation. Diversified, tilted, and built for the long term.

Curated by @mytranslator

Key factsloading live data…
Illustrative unit price
$27.90 ···
YTD return
···
1-year
···
Weighted MER
0.35%
Holdings
13 ETFs across 4 sleeves

Growth of $10,000

Actual, weighted, updated daily
$17,527
Since 15 Jan 2024 → 17 Jul 2026, +25.1% annualized
Actual weighted growth of $10,000 invested at REQT's target weights, from the underlying ETFs' real closing prices (source: Yahoo Finance), rebalanced weekly and refreshed daily. ORBX joined at its Apr 2026 launch, its weight carried by the other sleeves until then. With peers shown, REQT keeps its real compounded dollar value on every timeframe; each peer line shows what REQT's dollars at the window's start would be worth held in that ETF instead. Peers are drawn faintly so REQT stands out. Gross of fees, taxes, and trading costs, which would reduce real-world returns.

The philosophy

40 / 40 / 20

REQT is built on a simple thesis: own the whole equity market cheaply in one all-in-one portfolio, then lean deliberately into the factors (value and momentum) that have historically been compensated over long horizons.

Two fifths of the book is plain-vanilla index exposure for breadth and cost control, and another two fifths is active factor tilts in each region. An innovation satellite reaches for structural growth in global innovators and space technology.

40% Core indexes 40% Factor tilts 20% Innovation
40

Passive indexing

Broad cap-weighted index ETFs across the U.S., Canada, and developed international markets.

40

Active factor investing

Value and momentum tilts layered onto every regional sleeve to pursue compensated risk premia.

20

Global innovation

A satellite in global innovators and space technology for structural growth.

Composition

100% equity across 13 holdings
U.S. 40%
Int'l 20%
Canada 20%
Innov. 20%
United States International Canada Global innovation
United States 40%

Index core + value & momentum tilts

ZSPS&P 500 Index16.0%
FCMOMomentum Factor10.0%
FCUVValue Factor10.0%
ZMIDMid Cap Index2.0%
ZSMLSmall Cap Index2.0%
Canada 20%

Domestic core + value & momentum tilts

ZCNS&P/TSX Capped Composite10.0%
FCCMMomentum Factor5.0%
FCCVValue Factor5.0%
International 20%

Developed markets + factor tilts

ZEAEurope / Australasia / Far East10.0%
FCIMMomentum Factor5.0%
FCIVValue Factor5.0%
Global Innovation 20%

Structural-growth satellite

FINNGlobal Innovators10.0%
ORBXSpace Technology10.0%

Performance heat map

each ETF's move today

United States

ZSP−1.30%
FCMO−0.18%
FCUV−0.73%
ZMID−0.35%
ZSML−1.22%

Canada

ZCN−0.30%
FCCM+0.10%
FCCV−0.22%

International

ZEA−0.61%
FCIM−1.28%
FCIV−0.34%

Global Innovation

FINN−1.71%
ORBX−0.82%
−2%+2%tile size ∝ weight, as of 17 Jul 2026

Look-through holdings

what the ETFs actually own
2,568
Underlying securities
18.2%
Top 10 holdings
28.2%
Top 25 holdings
~0.2%
Cash & equivalents
01NVIDIA2.80%
02Apple2.38%
03Amazon1.80%
04Royal Bank of Canada1.73%
05Microsoft1.47%
06Alphabet1.29%
07Toronto-Dominion Bank1.20%
08TSMC1.20%
09Broadcom0.87%
10Caterpillar0.80%
11Bank of Montreal0.75%
12Micron Technology0.74%
13Enbridge0.72%
14Newmont0.68%
15Bank of Nova Scotia0.65%
16Agnico Eagle Mines0.59%
17SpaceX0.56%
18ASML Holding0.56%
19Brookfield0.55%
20Berkshire Hathaway0.55%
21Meta Platforms0.53%
22Shopify0.53%

Look-through = each ETF's weight in REQT × each security's weight inside that ETF, summed across all 13 ETFs. Dots mark the sleeves a name is reached through; the bar is coloured by its largest source. Holdings as disclosed 16–17 Jul 2026 (FINN 31 Mar 2026). Securities are matched by name across issuers, so figures are approximate and some share classes consolidate; ~0.2% cash / FX is excluded. Illustrative only.

Returns

Actual, weighted, updated daily

Calendar year (%)

PeriodYTD 202620252024*
REQT (weighted)·········

*Partial year from Jan 2024 inception.

Standard periods (%)

Period1 mo3 mo1 yrIncep.†
REQT (weighted)············

†Annualized since inception. As of 17 Jul 2026.

How REQT compares to Canada's all-in-one ETFs

XEQT, VEQT, ZEQT and more, live

All-in-one asset-allocation ETFs are one of the fastest-growing categories in Canada. The table below compares REQT live against every major 100% equity one-ticket ETF: VEQT (Vanguard), XEQT (iShares), ZEQT (BMO), TEQT (TD), FEQT (Fidelity), HEQT (Global X), GEQT (iShares ESG) and CAGE (CIBC–Avantis). Those funds wrap cap-weighted indexes at fixed regional splits; REQT keeps a plain index core but layers value and momentum factor tilts on every sleeve, plus a small global-innovation satellite.

FundTodayYTD 20261 year
REQT Factor-enhanced model·········
VEQT Vanguard All-Equity·········
XEQT iShares Core Equity·········
ZEQT BMO All-Equity·········
TEQT TD All-Equity·········
FEQT Fidelity All-in-One Equity·········
HEQT Global X All-Equity·········
GEQT iShares ESG Equity·········
CAGE Avantis / CIBC All-Equity·········

REQT is a hypothetical, factor-enhanced educational model shown gross of fees; the others are real, investable all-in-one all-equity ETFs, for comparison only. Live figures from real closing prices (source: Yahoo Finance), refreshed through the day. Tap a column heading to sort peers by today's move, YTD, or 1-year; REQT stays pinned on top. Not an offer, recommendation, or investment advice.

Risk profile

100% global equity

As a 100% global equity strategy, REQT carries a medium-to-high volatility profile. Broad geographic and factor diversification tempers single-market risk, but investors should expect meaningful drawdowns over full market cycles.

Std. deviation···
Beta vs. MSCI World···
Equity weight100%

The analysts

REQT holdings wheel — @mytranslator
Curator

Régis Holstein
@mytranslator

Curated REQT, a diversified, factor-enhanced, all-equity teaching model built from low-cost ETFs, and shares thoughts on it on Blossom.

View on Blossom ↗
Anthony Holstein
Co-analyst

Anthony Holstein
@anthony.invests

Co-analyst on REQT, sharing research and portfolio construction on Blossom.

View on Blossom ↗

Would you put money into REQT?

REQT isn't investable today! It's an educational model. But if enough people want a real, investable version of REQT, that's worth knowing. Add your name to help gauge demand.

gauging interest

We'll only email you about REQT and never share your address. Nothing here is an offer to sell, or a solicitation of an offer to buy, any security.

All-in-one ETF questions, answered

plain-language FAQ
What is an all-in-one ETF?

An all-in-one ETF, also called an asset allocation ETF or one-ticket portfolio, is a single fund that holds a diversified mix of index ETFs and automatically rebalances to a target allocation. In Canada, popular examples include XEQT, VEQT, ZEQT and FEQT. They are designed to be a complete portfolio in one purchase.

What are the 100% equity all-in-one ETFs in Canada?

The all-equity (100% stock) all-in-one ETFs include XEQT (iShares), VEQT (Vanguard), ZEQT (BMO), TEQT (TD), FEQT (Fidelity), HEQT (Global X), GEQT (iShares ESG) and CAGE (CIBC–Avantis). This page compares all of them live, from real closing prices refreshed through the trading day.

How is REQT different from XEQT or VEQT?

XEQT and VEQT wrap cap-weighted index ETFs at fixed regional splits. REQT keeps roughly half of its book in the same kind of plain index exposure, then layers deliberate value and momentum factor tilts on every regional sleeve and adds a small global-innovation satellite. The goal is index-like breadth with a research-backed lean.

Is REQT a real ETF I can buy?

No. REQT is a hypothetical, educational model portfolio. It is not an investable fund, and nothing on this page is investment advice. If enough people express interest, its creators may pursue a real version; you can add your email on this page to be notified.

What does factor-enhanced mean?

Factor investing tilts a portfolio toward characteristics like value (cheaper companies) and momentum (recent winners) that research has historically associated with higher long-run returns. REQT applies those tilts through low-cost factor ETFs inside each regional sleeve.

How is the live all-in-one ETF comparison calculated?

Every figure is computed from the real closing prices of each ETF (source: Yahoo Finance), refreshed roughly every 30 minutes during market hours. REQT's numbers are a hypothetical backtest of its target weights, shown gross of fees; the peer ETFs are real funds whose prices already reflect their own fees.