A factor-enhanced,
all-in-one ETF portfolio.
Three sleeves. Four ETFs. One all-in-one, factor-enhanced ETF portfolio: 40% core indexes, 40% factors, and a 20% satellite in global innovation. Diversified, tilted, and built for the long term.
Curated by @mytranslator
- Illustrative unit price
- $27.90 ···
- YTD return
- ···
- 1-year
- ···
- Weighted MER
- 0.40%
- Holdings
- 4 ETFs across 3 sleeves
Growth of $10,000
Actual, weighted, updated dailyThe weekly report
after every weekEvery trading week we write up what actually moved the portfolio: which sleeve carried it, which fund dragged, and how that compares to XEQT, VEQT and the rest of the real all-in-one ETFs.
Read every weekly reportThe philosophy
40 / 40 / 20REQT is built on a simple thesis: own the whole equity market cheaply in one all-in-one portfolio, then lean deliberately into the factors (value, momentum, quality and low volatility) that have historically been compensated over long horizons.
Two fifths of the book is plain-vanilla index exposure through BMO's ZEQT, for breadth and cost control. Another two fifths is multi-factor investing through Fidelity's FEQT, which holds a separate ETF for each factor in every region. An innovation satellite reaches for structural growth in global innovators and space technology.
September 2026: REQT went from 14 ETFs to 4. ZEQT packages the six BMO index ETFs REQT already held. FEQT keeps momentum and value and adds quality and low volatility as counterweights. The innovation sleeve is unchanged.
Core indexes
ZEQT, BMO's all-equity ETF: six cap-weighted index ETFs covering the U.S., Canada, developed international and emerging markets.
Factors
FEQT, Fidelity's all-in-one equity ETF: momentum, value, quality and low-volatility ETFs in the U.S., Canada and international markets.
Global innovation
FINN and ORBX, a satellite in global innovators and space technology for structural growth.
Composition
100% equity across 4 ETFsA cap-weighted index core in one ETF
Inside ZEQTshare of REQT
Momentum, value, quality and low volatility
Inside FEQTshare of REQT
| Region | Momentum | Value | Quality | Low vol. |
|---|---|---|---|---|
| U.S. | FCMO5.0% | FCUV4.8% | FCUQ4.8% | FCUL4.6% |
| Canada | FCCM2.3% | FCCV2.4% | FCCQ2.3% | FCCL2.4% |
| Int'l | FCIM2.3% | FCIV2.4% | FCIQ2.4% | FCIL2.3% |
| All | 9.6% | 9.6% | 9.4% | 9.3% |
Momentum, value, quality and low volatility each get close to a quarter of FEQT, so no single factor drives the sleeve.
Structural-growth satellite
Performance heat map
under the hood, todayZEQT and FEQT are funds of ETFs, so REQT's four holdings hide twenty more. Each tile is one of those ETFs, sized by its share of REQT. The figure beside each sleeve is the move of what REQT actually holds.
Core indexesinside ZEQT···
Factorsinside FEQT···
Global innovation···
Look-through holdings
what the ETFs actually ownFidelity publishes what FEQT owns as one combined list. Here every security is traced to the ETF that actually holds it, including each of FEQT's fourteen underlying funds. Search a ticker like FCUQ in the full list to see everything REQT owns through it.
Look-through = each ETF's weight in REQT × the weight of each ETF inside ZEQT and FEQT × each security's weight inside the ETF that holds it, summed across FINN, ORBX and the twenty ETFs inside ZEQT and FEQT. Dots mark the sleeves a name is reached through; the bar is coloured by its largest source. Holdings as disclosed 15 Sep 2026 for the BMO and Fidelity factor ETFs and ORBX's index, 30 Jun 2026 for FINN, FBTC and FCGS. ORBX uses the daily holdings of the U.S.-listed Global X Space Tech ETF, which tracks the same index. Securities are matched by name across issuers, so figures are approximate and some share classes consolidate; cash, currency and money-market positions are excluded. Illustrative only.
Returns
Actual, weighted, updated dailyCalendar year (%)
| Period | YTD 2026 | 2025 | 2024* |
|---|---|---|---|
| REQT (weighted) | ··· | ··· | ··· |
*Partial year from Jan 2024 inception. Periods before the September 2026 restructure use the previous 14-ETF allocation.
Standard periods (%)
| Period | 1 mo | 3 mo | 1 yr | Incep.† |
|---|---|---|---|---|
| REQT (weighted) | ··· | ··· | ··· | ··· |
†Annualized since inception. As of 16 Sep 2026.
How REQT compares to Canada's all-in-one ETFs
XEQT, VEQT, ZEQT and more, liveAll-in-one asset-allocation ETFs are one of the fastest-growing categories in Canada. The table below compares REQT live against every major 100% equity one-ticket ETF: VEQT (Vanguard), XEQT (iShares), ZEQT (BMO), TEQT (TD), FEQT (Fidelity), HEQT (Global X), GEQT (iShares ESG) and CAGE (CIBC–Avantis). Those funds wrap cap-weighted indexes at fixed regional splits. REQT actually holds two of them, ZEQT and FEQT, side by side and adds a global-innovation satellite, so the table shows what that combination does against each fund on its own.
| Fund | Today▾ | YTD 2026▾ | 1 year▾ |
|---|---|---|---|
| REQT Factor-enhanced model | ··· | ··· | ··· |
| VEQT Vanguard All-Equity | ··· | ··· | ··· |
| XEQT iShares Core Equity | ··· | ··· | ··· |
| ZEQT BMO All-Equity | ··· | ··· | ··· |
| TEQT TD All-Equity | ··· | ··· | ··· |
| FEQT Fidelity All-in-One Equity | ··· | ··· | ··· |
| HEQT Global X All-Equity | ··· | ··· | ··· |
| GEQT iShares ESG Equity | ··· | ··· | ··· |
| CAGE Avantis / CIBC All-Equity | ··· | ··· | ··· |
REQT is a hypothetical, factor-enhanced educational model shown before any fee of its own; the others are real, investable all-in-one all-equity ETFs, for comparison only. Live figures from real closing prices (source: Yahoo Finance), refreshed through the day. Tap a column heading to sort peers by today's move, YTD, or 1-year; REQT stays pinned on top. Not an offer, recommendation, or investment advice.
Risk profile
100% global equityAs a 100% global equity strategy, REQT carries a medium-to-high volatility profile. Broad geographic and factor diversification tempers single-market risk, but investors should expect meaningful drawdowns over full market cycles.
The analysts
Régis Holstein
@mytranslator
Curated REQT, a diversified, factor-enhanced, all-equity teaching model built from low-cost ETFs, and shares thoughts on it on Blossom.
View on Blossom ↗
Anthony Holstein
@anthony.invests
Co-analyst on REQT, sharing research and portfolio construction on Blossom.
View on Blossom ↗Would you put money into REQT?
REQT isn't investable today! It's an educational model. But if enough people want a real, investable version of REQT, that's worth knowing. Add your name to help gauge demand.
We'll only email you about REQT and never share your address. Nothing here is an offer to sell, or a solicitation of an offer to buy, any security.
All-in-one ETF questions, answered
plain-language FAQWhat is an all-in-one ETF?
An all-in-one ETF, also called an asset allocation ETF or one-ticket portfolio, is a single fund that holds a diversified mix of index ETFs and automatically rebalances to a target allocation. In Canada, popular examples include XEQT, VEQT, ZEQT and FEQT. They are designed to be a complete portfolio in one purchase.
What are the 100% equity all-in-one ETFs in Canada?
The all-equity (100% stock) all-in-one ETFs include XEQT (iShares), VEQT (Vanguard), ZEQT (BMO), TEQT (TD), FEQT (Fidelity), HEQT (Global X), GEQT (iShares ESG) and CAGE (CIBC-Avantis). This page compares all of them live, from real closing prices refreshed through the trading day.
How is REQT different from XEQT or VEQT?
XEQT and VEQT wrap cap-weighted index ETFs at fixed regional splits. REQT holds one of those funds, BMO's ZEQT, for 40% of its book, pairs it with 40% in FEQT, Fidelity's all-in-one fund of momentum, value, quality and low-volatility ETFs, and adds a 20% global-innovation satellite in FINN and ORBX. The goal is index-like breadth with a research-backed lean.
Is REQT a real ETF I can buy?
No. REQT is a hypothetical, educational model portfolio. It is not an investable fund, and nothing on this page is investment advice. If enough people express interest, its creators may pursue a real version; you can add your email on this page to be notified.
What does factor-enhanced mean?
Factor investing tilts a portfolio toward characteristics that research has historically associated with better long-run returns: value (cheaper companies), momentum (recent winners), quality (profitable, stable businesses) and low volatility (steadier stocks). REQT gets all four through FEQT, which holds a separate factor ETF for each one in the U.S., Canada and international markets.
How is the live all-in-one ETF comparison calculated?
Every figure is computed from the real closing prices of each ETF (source: Yahoo Finance), refreshed roughly every 30 minutes during market hours. REQT's numbers apply its target weights to those prices: the current four ETFs since September 2026, and its previous 14-ETF allocation before that. They are hypothetical and carry no fee of REQT's own; the peer ETFs are real funds whose prices already reflect their own fees.